Zi 字媒體

建議書由保經業務員提供 若需介紹,可以至儲蓄保險王粉絲團私訊   點擊上圖可以連結高清版 看完建議書，再看高保額折扣 4.5萬≦保額＜22萬 折扣0.3% (保費4.3萬美金~130萬台幣) 22萬≦保額 折扣0.5% (保費21萬美金~630萬台幣) 0~85歲單一費率 以上建議書享有最高的0.5%折扣 點讚加入儲蓄保險王粉絲團   點此加入Line:@wvr5039s   廢話不說,直接來看美晶的報酬率: FB: 儲蓄保險王.正義真話侠 Line: @wvr5039s FB: 儲蓄保險王.正義真話侠 宣告 表定保費 212960 折扣 解約金 年增加率 Line: @wvr5039s 相對利差 美晶勝出 3.87% 實繳保費 211895 0.5% 定存利率 1.32% 年 解約金 IRR 總報酬率 本利和 總報酬率 1 200350 -5.45% -5.45% 　 214692 1.32% 　 2 213684 0.42% 0.84% 　 217526 2.66% 　 3 224528 1.95% 5.96% 　 220397 4.01% 48.58% 4 235357 2.66% 11.07% 4.82% 223307 5.39% 105.60% 5 244576 2.91% 15.42% 3.92% 226254 6.78% 127.59% 6 256446 3.23% 21.02% 4.85% 229241 8.19% 156.84% 7 266495 3.33% 25.77% 3.92% 232267 9.61% 168.02% 8 276907 3.40% 30.68% 3.91% 235333 11.06% 177.38% 9 287719 3.46% 35.78% 3.90% 238439 12.53% 185.65% 10 298975 3.50% 41.10% 3.91% 241587 14.01% 193.28% 11 310661 3.54% 46.61% 3.91% 244776 15.52% 200.38% 12 322794 3.57% 52.34% 3.91% 248007 17.04% 207.10% 13 335388 3.60% 58.28% 3.90% 251280 18.59% 213.55% 14 348488 3.62% 64.46% 3.91% 254597 20.15% 219.87% 15 362114 3.64% 70.89% 3.91% 257958 21.74% 226.12% 16 376254 3.65% 77.57% 3.90% 261363 23.35% 232.25% 17 390957 3.67% 84.50% 3.91% 264813 24.97% 238.38% 18 406242 3.68% 91.72% 3.91% 268308 26.62% 244.51% 19 422130 3.69% 99.22% 3.91% 271850 28.29% 250.65% 20 438610 3.70% 106.99% 3.90% 275439 29.99% 256.79% 短短2年就保本 3年IRR 1.95%勝定存 之後解約金年增加率 =3.9%~4.85% 6年IRR=3.23% 相對利差157% 也就是定存的2.57倍 10年IRR=3.5% 11年IRR=3.54% 相對利差200% 也就是定存的3倍 20年IRR=3.7% 總報酬率107%,本金翻倍 相對利差257% 也就是定存的3.57倍   以下僅修改折扣為0.3%: FB: 儲蓄保險王.正義真話侠 Line: @wvr5039s FB: 儲蓄保險王.正義真話侠 宣告 表定保費 212960 折扣 解約金 增加率 Line: @wvr5039s 相對利差 美晶勝出 3.87% 實繳保費 212321 0.3% 定存利率 1.32% 年 解約金 IRR 總報酬率 本利和 總報酬率 1 200350 -5.64% -5.64% 　 215124 1.32% 　 2 213684 0.32% 0.64% 　 217963 2.66% 　 3 224528 1.88% 5.75% 　 220841 4.01% 43.28% 4 235357 2.61% 10.85% 4.82% 223756 5.39% 101.46% 5 244576 2.87% 15.19% 3.92% 226709 6.78% 124.18% 6 256446 3.20% 20.78% 4.85% 229702 8.19% 153.87% 7 266495 3.30% 25.52% 3.92% 232734 9.61% 165.39% 8 276907 3.38% 30.42% 3.91% 235806 11.06% 175.01% 9 287719 3.43% 35.51% 3.90% 238919 12.53% 183.48% 10 298975 3.48% 40.81% 3.91% 242072 14.01% 191.26% 11 310661 3.52% 46.32% 3.91% 245268 15.52% 198.48% 12 322794 3.55% 52.03% 3.91% 248505 17.04% 205.31% 13 335388 3.58% 57.96% 3.90% 251785 18.59% 211.84% 14 348488 3.60% 64.13% 3.91% 255109 20.15% 218.24% 15 362114 3.62% 70.55% 3.91% 258476 21.74% 224.54% 16 376254 3.64% 77.21% 3.90% 261888 23.35% 230.73% 17 390957 3.66% 84.13% 3.91% 265345 24.97% 236.90% 18 406242 3.67% 91.33% 3.91% 268848 26.62% 243.06% 19 422130 3.68% 98.82% 3.91% 272397 28.29% 249.24% 20 438610 3.69% 106.58% 3.90% 275992 29.99% 255.40%   以下修改折扣為0%: FB: 儲蓄保險王.正義真話侠 Line: @wvr5039s FB: 儲蓄保險王.正義真話侠 宣告 表定保費 212960 折扣 解約金 增加率 Line: @wvr5039s 相對利差 美晶勝出 3.87% 實繳保費 212960 0.0% 定存利率 1.32% 年 解約金 IRR 總報酬率 本利和 總報酬率 1 200350 -5.92% -5.92% 　 215771 1.32% 　 2 213684 0.17% 0.34% 　 218619 2.66% 　 3 224528 1.78% 5.43% 　 221505 4.01% 35.38% 4 235357 2.53% 10.52% 4.82% 224429 5.39% 95.28% 5 244576 2.81% 14.85% 3.92% 227391 6.78% 119.08% 6 256446 3.15% 20.42% 4.85% 230393 8.19% 149.45% 7 266495 3.26% 25.14% 3.92% 233434 9.61% 161.48% 8 276907 3.34% 30.03% 3.91% 236515 11.06% 171.47% 9 287719 3.40% 35.10% 3.90% 239637 12.53% 180.23% 10 298975 3.45% 40.39% 3.91% 242801 14.01% 188.25% 11 310661 3.49% 45.88% 3.91% 246006 15.52% 195.65% 12 322794 3.53% 51.57% 3.91% 249253 17.04% 202.63% 13 335388 3.56% 57.49% 3.90% 252543 18.59% 209.29% 14 348488 3.58% 63.64% 3.91% 255877 20.15% 215.79% 15 362114 3.60% 70.04% 3.91% 259254 21.74% 222.19% 16 376254 3.62% 76.68% 3.90% 262676 23.35% 228.45% 17 390957 3.64% 83.58% 3.91% 266144 24.97% 234.68% 18 406242 3.65% 90.76% 3.91% 269657 26.62% 240.90% 19 422130 3.67% 98.22% 3.91% 273216 28.29% 247.13% 20 438610 3.68% 105.96% 3.90% 276823 29.99% 253.34%    不同折扣IRR統整: FB:儲蓄保險王.正義真話侠   Line: @wvr5039s 折扣: 0.5% 0.3% 0.0% 年 IRR IRR IRR 1 -5.45% -5.64% -5.92% 2 0.42% 0.32% 0.17% 3 1.95% 1.88% 1.78% 4 2.66% 2.61% 2.53% 5 2.91% 2.87% 2.81% 6 3.23% 3.20% 3.15% 7 3.33% 3.30% 3.26% 8 3.40% 3.38% 3.34% 9 3.46% 3.43% 3.40% 10 3.50% 3.48% 3.45% 11 3.54% 3.52% 3.49% 12 3.57% 3.55% 3.53% 13 3.60% 3.58% 3.56% 14 3.62% 3.60% 3.58% 15 3.64% 3.62% 3.60% 16 3.65% 3.64% 3.62% 17 3.67% 3.66% 3.64% 18 3.68% 3.67% 3.65% 19 3.69% 3.68% 3.67% 20 3.70% 3.69% 3.68%   相關連結: FB粉絲專頁:儲蓄保險王.正義真話侠   儲蓄保險王Line: @wvr5039s   我的第一次保險就買對：保險精算師教你買保險不吃虧   平民保險王   小資保險王   聰明買保險   汽車事故．保險．理賠．維修．訴訟處理： 隨車放一本 時刻保平安！   保險業務員不告訴你的50件事   錢難賺 保險別亂買：第一本教你買對、買夠、買好保險的強效工具書   好書推薦   推薦的網站與業務員   網路硬碟Dropbox推薦註冊網址： https://db.tt/SQiRWquT